Submit Your Paperwork
Upload your Explanation of Benefits (EOB) and denial letter through our secure portal. We only need the documents, no medical history required.
The system is built to exhaust you. We make the appeal process simple, legal, and fast.
01
How It Works
Our team cross-references your claim against ACA Section 2713 and USPSTF mandates. We write a custom appeal citing the specific laws your insurer violated.
02
We Cite the Law
Review your completed appeal package. Once you're ready, sign electronically and send it to your insurer. We'll guide you through the next 30-60 days.
03
Sign and Send
<1%
Less than 1% of patients appeal a denied claim. The health insurance system is built on the assumption that you will simply exhaust yourself and accept the cost.
75%
Of those who do fight back, up to 75% win their appeals. When you cite the law and follow the federal process, the odds shift definitively back in your favor.
Frequently Asked Questions
Is your service free to use?
We operate on a donation-basis. We believe that access to healthcare justice shouldn't depend on your bank account. If we help you claw back your money, you can choose to support our mission with a donation that helps the next patient.
Can my insurance company retaliate against me?
No. You have a legally protected right to appeal any denial under the ACA. It is strictly illegal for an insurer to cancel your coverage or raise your individual rates because you filed an appeal or exercised your patient rights.
How long does the appeal process take?
Timelines vary by insurer, but a standard internal appeal typically resolves within 30 to 60 days. We help you stay on top of deadlines to ensure your claim is reviewed as quickly as possible.
Is Claimant Inc. a law firm?
Claimant is a healthcare advocacy and technology startup. We are not a law firm and do not provide legal advice or attorney representation. We provide the research, law citations, and documentation you need to handle your own appeal effectively.
What documents do I need to provide?
We primarily need your ‘Explanation of Benefits’ (EOB) document. This is the statement from your insurer showing exactly how they processed your claim and why they applied a charge to your account.
What happens if the internal appeal fails?
If your insurer denies your internal appeal, you have the right to an independent ‘External Review’. This is where a third-party objective reviewer looks at the case. Insurers are legally bound to follow the external reviewer’s decision.